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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169289 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169429)

Customer service

Always there when needed available to answer queries very timely highly experienced Knowledgeable and professional staff Reviewed on: 27th May 2024

Very good have used it all my life will use till my...

Very good have used it all my life will use till my death Reviewed on: 27th May 2024

The best, very easy to use , never had any...

The best, very easy to use , never had any issues Reviewed on: 27th May 2024

Any issues i have had have been rectified.

Any issues i have had have been rectified. All customer service experiences have been very positive. Reviewed on: 27th May 2024

Any issues I’ve encountered have been addressed stra...

Any issues I’ve encountered have been addressed straight away professionally and quickly Reviewed on: 27th May 2024

Just excellent all round.

Just excellent all round. Any issues I've had have always been sorted and to be honest, my last issue was years ago. Never have any problems with purchase or payments, always alerting me when I need to pay and they have always offered help via email if you struggle. Plus you get bonuses for people signing up and lots of nice offers. Reviewed on: 27th May 2024

Always had good experience with PayPal

Always had good experience with PayPal Reviewed on: 27th May 2024

Excelente

Me gusta mucho las diferentes opciones de pago. Reviewed on: 27th May 2024

I have great experience so far, and great support

I have great experience so far, and great support Reviewed on: 27th May 2024

Avowed PayPal credit user

I've used the service faithfully now for at least four years and the option of effectively absorbing unit costs into four wages (in practice) is invaluable. Reviewed on: 27th May 2024

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