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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168985 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169110)

Each and hassle free

Easy to use good interface online and communication Reviewed on: 26th May 2024

PayPal late receive money

When I pay to the PayPal it takes from account very late Reviewed on: 26th May 2024

Been very happy and helpful with my PayPal credit an...

Been very happy and helpful with my PayPal credit and able access and make payments whenever possible Reviewed on: 26th May 2024

Excellent

I paid for flights on my PayPal credit account. The company went bump and PayPal gave me my money back super quickly, before my friend got hers back from the credit card company. I feel safer paying through PayPal. Reviewed on: 26th May 2024

Always using PayPal credit

Always using PayPal credit it’s so handy to have and easy to use wherever. Also now curve has been added as a physical card it’s more than perfect Reviewed on: 26th May 2024

Very easy to make payments ,also easy to send the mo...

Very easy to make payments ,also easy to send the money. Pay pal app is great as well. Reviewed on: 26th May 2024

Good service and user experience

Good service and user experience Reviewed on: 26th May 2024

Any problem has been dealt with and resolved with in...

Any problem has been dealt with and resolved with in a matter of days Reviewed on: 26th May 2024

Great way to spread cost of any purchase

Great way to spread cost of any purchase Reviewed on: 26th May 2024

I find it really reasonable and easy to use and setu...

I find it really reasonable and easy to use and setup repayment. I find it very useful and more efficient and secure than my card. Reviewed on: 26th May 2024

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