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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (170425)

Easy to use.

5
Easy to use. Fast and secure cannot fault the service and the customer service available from Paypal. I'm secure knowing that my money is secure Reviewed on: 29th May 2024
Michael T's avatar
Michael T

easy to use and good value on 0% time

5
easy to use and good value on 0% time Reviewed on: 29th May 2024
J's avatar
J

very pleased with it

5
I’ve used few tie ago and was very pleased with it Reviewed on: 29th May 2024
Elia P's avatar
Elia P

Just brill, excellent starting credit no problem wha...

5
Just brill, excellent starting credit no problem whatsoever Reviewed on: 29th May 2024
Tracy M's avatar
Tracy M

Easy to use.

5
Easy to use. Very straightforward. Reviewed on: 29th May 2024
Kara K's avatar
Kara K

Interest rate a little high on return payments

5
Interest rate a little high on return payments Reviewed on: 29th May 2024
Adrian Joyce's avatar
Adrian Joyce

,great customer service

5
Always sorted issues out very quickly Reviewed on: 29th May 2024
Neil c's avatar
Neil c

Great experience.

4
Great experience. I have being using PayPal for many years and I fell appreciated as a customer. Reviewed on: 29th May 2024
Katia F's avatar
Katia F

Good for protecting your money and refunding when it...

5
Good for protecting your money and refunding when items have not arrived easy to use. Reviewed on: 29th May 2024
Joanna Barker's avatar
Joanna Barker

PayPal has allowed me the freedom to financially in...

5
PayPal has allowed me the freedom to financially interact with the world without my bank cards or cash. Life is more flexible now. I have used it to sell items to people I don’t know and to send money to friends for events or parties etc. Reviewed on: 29th May 2024
Jack P's avatar
Jack P

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