Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170816 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170816)

Great facility

Very convenient and easy to use facilities. Reviewed on: 30th May 2024

Amazing!

Everything about PayPal credit is amazing!! Would highly recommend Reviewed on: 30th May 2024

Easy to use and easy make payments just wish the day...

Easy to use and easy make payments just wish the day quicker when comes out Reviewed on: 30th May 2024

I’ve been using PayPal for good couple of years now...

I’ve been using PayPal for good couple of years now and I have never had any issues with them. I had an issue once which I contacted PayPal customer service which they answered my call quick and sorted my issue out in minutes. I would recommend everyone to use PayPal. Reviewed on: 30th May 2024

Easy to use and understand.

Easy to use and understand. Very reliable and always there when needed Reviewed on: 30th May 2024

Always feel safe purchasing stuff with PayPal

Always feel safe purchasing stuff with PayPal Reviewed on: 30th May 2024

Satisfaction

I enjoy the fact that if there’s any problems I contact PayPal informing them of the problem and they sort it out this gives me peace of mind that if need be they return my funds Reviewed on: 30th May 2024

4 months interest free is great

I use the 4 months interest free for purchases over £99 regularly with no problems. It is my preferred way to pay as I have confidence in the safety of my purchase. Reviewed on: 30th May 2024

Brilliant!

Brilliant! Would recommend to anyone! So welcoming and easy to use! Thank you PayPal! I love how easy it is for you to set up and start using it straight away. Would definitely recommend to friends and family members! Reviewed on: 30th May 2024

Brilliant.

Brilliant. Never had a problem with PayPal. Reviewed on: 30th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93740 reviews
Payments
from PayPal 4.70 from 3832 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub