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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (171180)

Really great experience all round, can't fault PayPal!

5
Really great experience all round, can't fault PayPal! App is easy to use, never any glitches and very clear too. I have my trust in PayPal :) Reviewed on: 31st May 2024
Tash J's avatar
Tash J

The charges are much for credit line and you can’t t...

4
The charges are much for credit line and you can’t transfer PayPal credit. Also, the charges when paying for goods or services is quite significant including the exchange rate Reviewed on: 31st May 2024
Samson E's avatar
Samson E

PayPal is my favourite way to pay for things online.

5
PayPal is my favourite way to pay for things online. Its easy to use and way less hassle than using my bank card for online purchases. Reviewed on: 31st May 2024
Sunny's avatar
Sunny

Very flexible and easy to use.

5
Very flexible and easy to use. Nothing hidden very impressive. Reviewed on: 31st May 2024
Brenden's avatar
Brenden

Easy to set up and manage funds.

5
Easy to set up and manage funds. No harassment emails, which is excellent, just reminders and receipts is all we need. Reviewed on: 31st May 2024
Robin's avatar
Robin

...Literally Love PayPal Credit

5
It’s a great way to pay when moneys tight till payday. Has helped me enormously when I’ve wanted to buy something but funds were low. The interest free option of this has been a fantastic help. Reviewed on: 31st May 2024
Margaret A's avatar
Margaret A

Using PayPal credit has been really good and easy.

5
Using PayPal credit has been really good and easy. Keeping up with payments isn’t an issue especially as you can use a direct debit to pay any outstanding balances Reviewed on: 31st May 2024
Iyoni's avatar
Iyoni

Amazing - makes me feel so safe with the 3 months no...

5
Amazing - makes me feel so safe with the 3 months no pay Reviewed on: 31st May 2024
Holly V's avatar
Holly V

PayPal credit is fast , handy and allows you to pay...

5
PayPal credit is fast , handy and allows you to pay interest free over 3 months which is very economic for cash flow. Reviewed on: 31st May 2024
Daviep's avatar
Daviep

PayPal has been my go-to payment method for my trans...

5
PayPal has been my go-to payment method for my transactions. The fact that there is a wall of security around my funds is also great Reviewed on: 31st May 2024
Mbayer A's avatar
Mbayer A

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