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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173147)

Great way to pay.

5
Great way to pay. Can buy multiple sizes to try on and send back before ever having to pay out for them Reviewed on: 2nd June 2024

Easy and quick to use

5
It is easy and quick to use, no problems encountered Reviewed on: 2nd June 2024

Too good & always useable in need

5
Very good I luv to use pay pal & it’s the best Reviewed on: 2nd June 2024

Super secure and comfortable!

5
I have used Paypal for very long time and felt always secure with it. Reviewed on: 2nd June 2024

As you'd expect from PayPal, convenient and simple

5
As you'd expect from PayPal, convenient and simple Reviewed on: 2nd June 2024

Great way to pay

5
Great way to pay, easy to use. Great security. Easy app to use Reviewed on: 2nd June 2024

Very easy to talk to customer services.

5
Very easy to talk to customer services. Always sorted any problems I've had, quickly and hassel ffree.i think the 4 months interest free is brilliant Reviewed on: 2nd June 2024

PayPal decent but interest rate could be better

4
PayPal decent but interest rate could be better Reviewed on: 2nd June 2024

Just ok some time not happy about payments

3
Just ok some time not happy about payments Reviewed on: 2nd June 2024

Reliable service

5
Most importantly i trust this service as i have been using it for past several years and its a very reliable service. Reviewed on: 2nd June 2024

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