Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173017)

Very easy to use recomend to anyone

5
Very easy to apply for easy to use and flexible Reviewed on: 1st June 2024

Never get any issues with this app, systems works go...

5
Never get any issues with this app, systems works good also. Like it Reviewed on: 1st June 2024

Very good when talking to customer service

5
Very good when talking to customer service Reviewed on: 1st June 2024

Love it easy to use.

5
Love it easy to use. Easy to pay it and good when I don't have my card Reviewed on: 1st June 2024

Easy way to pay for my needs.

5
Easy way to pay for my needs. Fast and secure way to pay. Reviewed on: 1st June 2024

Great promotional offer, 4 months interest free.

5
Great promotional offer, 4 months interest free. Reviewed on: 1st June 2024

Excellent service reliable organisation

5
Excellent service reliable organisation Reviewed on: 1st June 2024

Very good service, good for interest free credit

5
Very good service, good for interest free credit Reviewed on: 1st June 2024

Fast, Easy and safe transactions.

5
Easy transactions...Good exchange rate for other currencies..Fast and safe money transfer..user friendly app and website..Perfect for either sending money to family and friends or businesses.. Reviewed on: 1st June 2024

Always a reliable experience.

5
Always a reliable experience and the terms are very clear. You can see how much is owed and what deal it is on so you're never left feeling confused. It's widely used across many different sites as well. Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 95607 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3838 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products