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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172768 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172867)

Secure and easy to use

PayPal is secure and easy to use, it can be used most of the time as well. Reviewed on: 1st June 2024

Love PayPal credit

Have always used PayPal credit for urgent purchases and sometimes pre-payday treats. Never had any issues and as long as it’s paid off on time it’s interest free. Reviewed on: 1st June 2024

Great and easy to use

I’ve never had any issue with PayPal credit, it’s a great tool and would highly recommend. Reviewed on: 1st June 2024

Advance Help to All the Family and Friends

can only pay for goods on line should be able to pay friends and family Reviewed on: 1st June 2024

Always found really easy to use.

Always found really easy to use. No need to remember to make payment as it’s done automatically. Best of all no interest fees! Reviewed on: 1st June 2024

Thanks PayPal Credit!

I have had a great experience with PayPal credit, it has allowed me to purchase my dream gaming laptop and spread the cost with no interest over 48 months. Without it I would have still been stuck with my old dinasour and not able to play any modern games! For sure saved me during the covid times! Reviewed on: 1st June 2024

PayPal credit, it's all you need!

PayPal credit is always my preferred way to pay for anything I buy online, never had a single problem when using it. Now you can connect to curve and get a card that links to your PayPal credit account so you take PayPal out and about with you for your day to day purchases, it really is the complete package which I find very useful. Reviewed on: 1st June 2024

Worth it

Easy money handling ,straight forward and simple Reviewed on: 1st June 2024

Easy to use app, is accepted at most retailers I use...

Easy to use app, is accepted at most retailers I use, pay in 4 is excellent as most providers such as Klarna are pay in 3. Reviewed on: 1st June 2024

Customer service

Paypal noticed immediately when my account was hacked provided me with excellent customer service Reviewed on: 1st June 2024

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