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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (172486)

I have been with PayPal for 8 years.

5
I have been with PayPal for 8 years. They have been offering great monetary benefits and services. Reviewed on: 1st June 2024
Adelani A's avatar
Adelani A

no bad experience, only good experience

5
no bad experience, only good experience Reviewed on: 1st June 2024
pauline's avatar
pauline

Great service and excellent service

5
Great service and excellent service Reviewed on: 1st June 2024
Yvonne T's avatar
Yvonne T

Secure and convenient payments

5
Easy application. Secure method of payments - I always choose PayPal when offered. Convenient. Reviewed on: 1st June 2024
Dawn M's avatar
Dawn M

My go to payment service.

5
My go to payment service. I've been using it for donkeys years brilliant. Reviewed on: 1st June 2024
Barry G's avatar
Barry G

Excellent service

5
Easy to use, any problems further down the line and refu ds are almost instant, cannot fault them. Reviewed on: 1st June 2024
Sue Latham's avatar
Sue Latham

Overall experience

5
Hassle free service , customer friendly, great features on the app, ease of navigation and prompt security updates Reviewed on: 1st June 2024
Manoj B's avatar
Manoj B

Extremely handy, would recommend to anyone

5
Have used PayPal credit to purchase things I can't afford outright it has proven to work and I can pay monthly until balance is settled. I have control on what I pay a month (as long as it's min payment at least) excellent service and very useful for bigger purchases. Reviewed on: 1st June 2024
Aaron's avatar
Aaron

Excellent service

5
Excellent flexibility - transactions secure and customer service is first rate. Interest fee periods are great. Reviewed on: 1st June 2024
Jenny 's avatar
Jenny

All transactions have been easy and well balanced wi...

5
All transactions have been easy and well balanced with being able to monitor your spending Reviewed on: 1st June 2024
Peter d's avatar
Peter d

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