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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172699)

Great when you can't pay all at once.

Using PayPal credit has not only let make larger purchases I wouldn't have been able to afford, it's also improved my credit rating. Reviewed on: 1st June 2024

PayPal credit is very convenient to use!

PayPal credit is very convenient to use, make easy purchases, get interest free credit for 4 months, interest free EMI on certain products. I've been using it for a while and I prefer it over other credit accounts! Reviewed on: 1st June 2024

Easy to use and clear payment structure

Easy to use and clear payment structure Reviewed on: 1st June 2024

The best platform for any transaction

When you have any issues, PayPal always act in the best interest of there customers. They are the most reliable platform for any purchases. Reviewed on: 1st June 2024

Paypal credit is amazing and helped me out when I've...

Paypal credit is amazing and helped me out when I've had hope appliances break down and have to buy new one and it's easier to spread the cost and you can pay of bills so much easier with it Reviewed on: 1st June 2024

Really simple and easy to use.

Really simple and easy to use. Is a simple way to get funds and spread the cost. Reviewed on: 1st June 2024

Helps spread the cost and make items affordable!

PayPal credit has been extremely useful for spreading the cost of items. Also it has allowed me to build my credit score up. Over all a very good service and helpful. Reviewed on: 1st June 2024

Probably the most secure way to purchase online.

Probably the most secure way to purchase online.. Reviewed on: 1st June 2024

Very good service.

Very good service. Love it helps alot Reviewed on: 1st June 2024

Very helpful and always appreciated their services

Very helpful and always appreciated their services Reviewed on: 1st June 2024

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