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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172869 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172870)

PayPal has been so helpful and easy to use.

PayPal has been so helpful and easy to use. Reviewed on: 1st June 2024

Practical and easy payments

I like PayPal . Very easy and safe to use Reviewed on: 1st June 2024

No dramas, no fuss!

No real issues, PayPal credit 4 month interest free gives me the space I need to budget, sometimes they do a 12 month deal which I have also taken advantage of…in the past when I have not received the item I purchased they where there to assist in a timely manner. Reviewed on: 1st June 2024

A smart way to borrow short term

It’s reassuring to know that my purchase transactions are secure, the credit is fair (always pay on time and don’t overstretch yourself!), and customer service is good. Reviewed on: 1st June 2024

Couldn't help me get money back phoned up and they s...

Couldn't help me get money back phoned up and they said they had closed the enquiry so didn't get my money back even though the goods were refused and sent back Reviewed on: 1st June 2024

Problem free

Always an easy experience with PayPal and PayPal credit Reviewed on: 1st June 2024

Happy customer

During Covid they was very understanding with me needing to reduce my payments as my income was reduced at that time. I have since found PayPal to be easy for me to manage my spending and payments Reviewed on: 1st June 2024

Used it for a good few years and had no...

Used it for a good few years and had no problems at all Reviewed on: 1st June 2024

PayPal credit is brilliant when you don’t have quite...

PayPal credit is brilliant when you don’t have quite enough cash flow but need an item, it is also very easy to use which makes this a great service, I would highly recommend this to anyone. Reviewed on: 1st June 2024

No issues good support.

No issues good support.. highly recommend service for short term loans. It is convenient when you need to cover unexpected costs. Reviewed on: 1st June 2024

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