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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172966 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173017)

Seamless experience of online transactions

Seamless experience of online transactions Reviewed on: 1st June 2024

I love this option for payment

I love this option for payment gives me the flexibility to pay easily and get things when I need them Reviewed on: 1st June 2024

They make easy to use PayPal and pay in 4 months no...

They make easy to use PayPal and pay in 4 months no interest Reviewed on: 1st June 2024

Easy to use, user friendly app and will update you e...

Easy to use, user friendly app and will update you every transaction made to avoid scam Reviewed on: 1st June 2024

My go to short term borrowing

Quick and easy to set up, along with very clear information given on you’re account. This helps to keep track of and on top of your borrowing. Reviewed on: 1st June 2024

Good service

There when I need it. Lots of stores to use it with Reviewed on: 1st June 2024

I haven’t had a bad one yet.

I haven’t had a bad one yet. I always pay at least the minimum so haven’t had any issues. Reviewed on: 1st June 2024

Extremely easy to access and when I have had issues...

Extremely easy to access and when I have had issues PayPal customer service has been great we get to speak to real people and fast action Reviewed on: 1st June 2024

Comes in handy

Allows me to spilt certain payments over 4 months which is really good and the merger with Curve even goes further to allow me shop online and offline. Reviewed on: 1st June 2024

Excellent and very easy to use the PayPal credit

Excellent and very easy to use the PayPal credit Reviewed on: 1st June 2024

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