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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171963)

use the service all the time a lot easier than a cre...

use the service all the time a lot easier than a credit card and cheaper like the idea Reviewed on: 1st June 2024

Great service

Can’t fault it. Always been great service Reviewed on: 1st June 2024

Great service to use, always reliable, went through...

Great service to use, always reliable, went through a difficult situation before and they sorted out getting my money back straight away! Reviewed on: 1st June 2024

Safe hassle free and usually straightforward

Safe hassle free and usually straightforward Reviewed on: 1st June 2024

All okay .

All okay . Good website and easy to understand Reviewed on: 1st June 2024

PayPal credit give me more flexibility

PayPal credit give me more flexibility for my payments, easy to set up Reviewed on: 1st June 2024

Great to have as a back up and makes spreading payme...

Great to have as a back up and makes spreading payments easy Reviewed on: 1st June 2024

PayPal and PayPal Credit absolutely brilliant allows...

PayPal and PayPal Credit absolutely brilliant allows me to pay over instalments interest free also gives me protection incase don't get the goods also very friendly service thank you Reviewed on: 1st June 2024

Always reliable, very non overbearing in my experience!

Always reliable, very non overbearing in my experience! Reviewed on: 1st June 2024

PayPal feels safe and is so easy and convenient

PayPal is so easy and convenient and I feel very safe sending and receiving money via PayPal Reviewed on: 1st June 2024

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