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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171887)

Excellent customer service easy to use and secure

5
Excellent customer service easy to use and secure Reviewed on: 1st June 2024

Very handy, I use it a lot.

5
Very handy, I use it a lot. Good app Reviewed on: 1st June 2024

Perfect experience easy and flexible

5
Perfect experience easy and flexible Reviewed on: 1st June 2024

PAYPAY MY EVERYDAY PADDY................. ............

5
PayPal have provide me with financial support when I seriously need it, enabling me to afford things when I most needed it and give me the chance to pay back in a good length of time Reviewed on: 1st June 2024

Very convenient to use online.

4
Very convenient to use online. Good interest free repayment options Reviewed on: 1st June 2024

Fantastic experience, very helpful with credit help!

5
Fantastic experience, very helpful with credit help! Reviewed on: 1st June 2024

I generally use PayPal for on line security I feel i...

5
I generally use PayPal for on line security I feel it works well for that. I also make use of 0 % offers from time to time. Reviewed on: 1st June 2024

There is never a problem when paying using PayPal.

5
There is never a problem when paying using PayPal. It is easy to keep track on what you spend and owe. Reviewed on: 1st June 2024

Easy to apply and get approved.

5
Easy to apply and get approved. I have applied within seconds and instantly get approved and being able to use it straight away. Reviewed on: 1st June 2024

Safe and easy to use online and with the app.

5
Safe and easy to use online and with the app. Reviewed on: 1st June 2024

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