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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (169388)

A very highly recommended credit card !

5
A very highly recommended credit card !! Reviewed on: 25th May 2024

PayPal credit has been very useful at time.

5
PayPal credit has been very useful at time. Monthly payments are also very handy. Reviewed on: 25th May 2024

Living my best life with PayPal credit

5
PayPal Credit helps me to manage my living costs and travel adventures. The generous interest free term in particular ensures I can afford my chosen lifestyle free of stress and full of enthusiasm. I’ve also noticed an uptake in stores and services offering PayPal too which is a welcome bonus. The app itself is a joy to use—and any issues I’ve had have been dealt with smoothly and seamlessly. Reviewed on: 25th May 2024

Very quick and easy to use.

5
Very quick and easy to use. Good communication and notifications from app Reviewed on: 25th May 2024

PayPal is my goto payment account.

5
PayPal is my goto payment account. A safe way to pay Reviewed on: 25th May 2024

Great way to spread the cost of larger purchases.

5
Great way to spread the cost of larger purchases. Reviewed on: 25th May 2024

Amazing, I love the way it’s easy to use

5
Amazing, I love the way it’s easy to use Reviewed on: 25th May 2024

I always had a great experience with PayPal , it’s m...

5
I always had a great experience with PayPal , it’s my preferable way of payment at all times.. Reviewed on: 25th May 2024

PayPal Is The Way To Pay, Anytime, Any Day

5
Easy and quick to use, no messing on searching for your cards to pay for your purchases. Also, if you need assistance, nothing is too much trouble for PayPal. Reviewed on: 25th May 2024

Love PayPal credit would be lost without it it has h...

4
Love PayPal credit would be lost without it it has helped me out a lot Reviewed on: 25th May 2024

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