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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (160798 reviews)

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4.73

Based on 154,578 reviews, last reviewed 6th Jul 2026

1452% increase in 5 star reviews

in the past 90 days

1727% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (160822)

Very good

Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

Great service and easy to use

Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022

PayPal is always an great option

Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022

Brilliant andGood and fast

Very well no issue,good customer service Reviewed on: 8th July 2022

Amazing service

I’m in love with it, you don’t need a good credit score to get it Reviewed on: 8th July 2022

Fast, great service.

Got approval and credit within minutes. Straightforward management via the app. Reviewed on: 8th July 2022

Incredible Credit

I was able to achieve my dreamed items and paid with ease and interest free. The four Months interest free credit purchase is fantastic. I had 120 days to save and pay back my credit purchase. What more can I ask of a credit card company? Well done PayPal! Reviewed on: 8th July 2022

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