Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 154,578 reviews, last reviewed 6th Jul 2026
1452% increase in 5 star reviews
in the past 90 days
1727% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always find them extremely helpful and any issues re... Always find them extremely helpful and any issues resolved quickly Reviewed on: 6th July 2026
Ruth B's avatar
Ruth B

Latest lowest rating:

2

Ripped off by seller. Ripped off by seller. PayPal was zero use in getting any .money back. Would not use again. Reviewed on: 6th July 2026
Kwest's avatar
Kwest

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (162160)

Great promotions with paypal credit

5
Great promotions with paypal credit Reviewed on: 11th May 2024

PayPal makes shopping much more affordable, more con...

5
PayPal makes shopping much more affordable, more convenient, more secure and definitely more fun ☺️ The fact that so many shopping sites accept PayPal, gives me as a customer confidence to shop with peace of mind. Reviewed on: 11th May 2024

Used Paypal credit for years makes it easy

5
Used Paypal credit for years makes it easy to buy things Reviewed on: 11th May 2024

Paypal makes life easier

5
Paypal makes life easier Reviewed on: 11th May 2024

I have always been satisfied with PayPal.

5
I have always been satisfied with PayPal. Very professional, solves any problems you may encounter with the merchant. Reviewed on: 11th May 2024

Quick payments, easy to navigate app, helpful pay in 3

5
Quick payments, easy to navigate app, helpful pay in 3 Reviewed on: 11th May 2024

PayPal is reliable and easy to use.

5
PayPal is reliable and easy to use. I recommend to my family and friends. Reviewed on: 11th May 2024

Excellent

5
Easy to use, and great customer service. Good security. Amazing on online shopping. Reviewed on: 11th May 2024

PayPal credit 1st time user

5
PayPal credit gave me the flexibility I needed to purchase the products I wanted at the time I needed them and the flexibility to pay them off in a time frame that suited me. It was the first time I had used PayPal credit it was so simple to apply and set up as I had already used PayPal but never used a credit account I was new to this product offered by PayPal but I was able to set up and use with ease. Reviewed on: 11th May 2024

Helpful when needed, good support systems in place

5
Helpful when needed, good support systems in place Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 81121 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3773 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 111 reviews
    PayPal
    View all products