Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (164734 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (164783)

Friendly to use in shopping online.

Friendly to use in shopping online. Good offers for 0% interest. Confusing balance display Reviewed on: 16th May 2024

Very easy to use.

Very easy to use. They ask you about credit increases which you’re able to accept or decline. Easy to set up monthly payments Reviewed on: 16th May 2024

PayPal is a very safe way to purchase items

PayPal is a very safe way to purchase items I've been a customer for many years and can't fault them excellent customer service Reviewed on: 16th May 2024

Just could not fault all aspects

Just could not fault all aspects Reviewed on: 16th May 2024

PayPal the simplest way to shop online

Very simple to use with clear controls enhances the whole online shopping experience. As a result I tend to prefer retailers that use paypals services Reviewed on: 16th May 2024

Very pleased with 4 months free payments

Very pleased with 4 months free payments Reviewed on: 16th May 2024

Always been positive over the years, not really had...

Always been positive over the years, not really had any issues Reviewed on: 16th May 2024

paypal credit

paypal credit does everything i want Reviewed on: 16th May 2024

A great experience.

Not much contact with customer service, but the ease and convenience of purchasing via PayPal is excellent and with the new “Curve” card can only get better. Reviewed on: 16th May 2024

Money money money

I have used PayPal credit for some time now and have had no problems what so ever excellent service Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 81292 reviews
Payments
from PayPal 4.70 from 3773 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub