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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170069)

Fantastic customer services

5
Very good customer services any issues quickly resolved very reliable. Had issue with one of my payments because indidnt set up direct debit customer services helped me and voided any charges I had occurred Reviewed on: 27th May 2024

A useful tool to spread costs in equal monthly payme...

5
A useful tool to spread costs in equal monthly payments rather than paying everything upfront Reviewed on: 27th May 2024

I use PayPal every month to pay for various purchases.

5
I use PayPal every month to pay for various purchases. Reviewed on: 27th May 2024

Excellent

5
Have more 5 years. Viskas puiku. Labai patenkintas Reviewed on: 27th May 2024

I used PayPal and always a good experience

5
I used PayPal and always a good experience Reviewed on: 27th May 2024

So easy everything with PayPal

5
So easy everything with PayPal Credit,i don’t have to go anywhere , just open the app from my phone and i can sort out everything from there. Costumer service is very helping. Reviewed on: 27th May 2024

Give me security with my purchase

5
It's easy to use, give us security with our purchases and always check us first when it detect suspicious purchase charges from dodgy retailers. Reviewed on: 27th May 2024

Excellent customer service.

5
Excellent customer service. Very safe transactions and best of all a human at the end of a phone if you need help Reviewed on: 27th May 2024

Excellent

5
Was very easy to set up and I recommend it Reviewed on: 27th May 2024

Excellent service fast and reliable

5
Excellent service fast and reliable Reviewed on: 27th May 2024

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