Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170200 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (170282)

useful facility

The facility allows you to borrow for four months without incurring any interest charges which makes it a lot more possible to afford those significant purchases. Generally better than using a credit card given the long interest free period. Reviewed on: 27th May 2024

0% rate should be given for a longer period of time...

0% rate should be given for a longer period of time not only 3-4- months Reviewed on: 27th May 2024

Best Payment system

I use PayPal for almost all my payments now to safeguard myself and ever since I was accepted to PayPal credit its taken a lot of stress away when making big purchases. I'd recommend everyone use PayPal! Reviewed on: 27th May 2024

PayPal offer pay in 3 and I love this

PayPal offer pay in 3 and I love this Reviewed on: 27th May 2024

Safe and fast payments

It’s really easy to use snd really safe Reviewed on: 27th May 2024

Easy to used

I like using it a lot all the time Reviewed on: 27th May 2024

Great platform overall

I’ve been using PayPal platform for some time now and it’s been good overall, customer service can be improved as sometimes resolving disputes can be challenging Reviewed on: 27th May 2024

Really enjoying using paypal credit, got enough days...

Really enjoying using paypal credit, got enough days to payback and got good credit limit Reviewed on: 27th May 2024

Can use without worrying very affordable customer ve...

Can use without worrying very affordable customer very helpful and always fine a solution Reviewed on: 27th May 2024

Excellent Customer Service

Speaking to customer service, the assistant was excellent. Even when I didn’t understand they patiently explained it to me. Reviewed on: 27th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 93068 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub