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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170196)

Used the app mostly, really good and intuitive

5
Used the app mostly, really good and intuitive Reviewed on: 27th May 2024

Paypal credit

5
Great way to get credit easy money great way to buy items Reviewed on: 27th May 2024

Very easy to use.

5
Very easy to use. Disputes have been settled quickly. Love it. Have reccomended to multiple people. Reviewed on: 27th May 2024

Not encountered any problems after using for many ye...

5
Not encountered any problems after using for many years, quick easy and convenient to use better than others I have tried Reviewed on: 27th May 2024

Great service!

5
Great service! Easy to use and set up,no issues ever! Reviewed on: 27th May 2024

I’m using from last few years it’s PayPal credit it’...

5
I’m using from last few years it’s PayPal credit it’s like family ! Reviewed on: 27th May 2024

Have used paypal for years now and I am very happy w...

5
Have used paypal for years now and I am very happy with what it offers. It would be even better if more retailers would take PayPal as a payment method Reviewed on: 27th May 2024

Paypal is very useful and fantastic

4
Paypal is very useful and fantastic Reviewed on: 27th May 2024

PayPal credit Join Now.

5
PayPal have really helped me with credit when I have needed, interest rates are reasonable and for the times I’ve needed to contact them they are fast and really happy to help at the customer service term. Overall can’t fault Reviewed on: 27th May 2024

Easy to claim, easy to manage.

5
Easy to claim, easy to manage. Great for unexpected expences. Reviewed on: 27th May 2024

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