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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165018 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165074)

Have always had excellent customer service from PayP...

Have always had excellent customer service from PayPal Credit, I had some issues with my account that were resolved swiftly thanks to their customer service team! Quick turn around on contact as well which is great! Reviewed on: 16th May 2024

Staff very knowledgeable professional

Staff very knowledgeable professional Reviewed on: 16th May 2024

Very easy to setup and in the app informs you how lo...

Very easy to setup and in the app informs you how long you got till interest free. Setting up direct debit is easy as well as one time payments. Reviewed on: 16th May 2024

Great experience all round.

Great experience all round. Easy to use with simple quick view on the app. Reviewed on: 16th May 2024

Great product interest fee over a suitable period of...

Great product interest fee over a suitable period of time Reviewed on: 16th May 2024

Easy to use, quick resolutions online when I have a...

Easy to use, quick resolutions online when I have a query. Reviewed on: 16th May 2024

Convenient and low risk

Accepted by increasing numbers of businesses means increasingly convenient and relatively risk free Reviewed on: 16th May 2024

I enjoy the flexibility and freedom it gives me to s...

I enjoy the flexibility and freedom it gives me to shop and manage my payment well Reviewed on: 16th May 2024

Very good

One good experience, good atendence Reviewed on: 16th May 2024

Useful service

I like that you have the option to have 0% interest for 4 months on certain purchases. Useful when you need something unexpectedly! App is easy to use. Reviewed on: 16th May 2024

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