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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174991 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174992)

Zero interest rates

I've been with paypal for years. They've given me paypal credit which has increased a few times already which is very beneficial for me as I am able to turn any purchases above £100 to 4months 0% interest. I always recommend it to my friends and they get really excited about it. Reviewed on: 2nd June 2024

Different option with payment

Good option if you want buy something and you have some more option with the payment. Reviewed on: 2nd June 2024

I used paypal for about 5 years now, it has been hel...

I used paypal for about 5 years now, it has been helping me a lot for many of my purchase and the services is incredible. I love PayPal Reviewed on: 2nd June 2024

As described

You Get what it says, it’s very clear Reviewed on: 2nd June 2024

Quick and easy to use, accepted by majority of retai...

Quick and easy to use, accepted by majority of retailers. Extra security from PayPal for peace of mind. I can order different sizes of same item to try at home without worry of draining my account, pay for bigger purchases with quick and easy installment! Reviewed on: 2nd June 2024

Great service

PayPal Credit helps manage my spending and helps my cashflow Reviewed on: 2nd June 2024

I use first time PayPal, service is very very good a...

I use first time PayPal, service is very very good and excellent inerst rate are very low and lot off offer all the time buy now pay later I really like PayPal Credit, Thanks Reviewed on: 2nd June 2024

I love using PayPal Credit.

I love using PayPal Credit. Makes life and juggling finances that bit more bearable. Reviewed on: 2nd June 2024

Great App

It has been a pleasure to use PayPal for receiving and paying for my purchases. It is easy and reliable. Especially as I work and live in a several different countries. I would recommend it to anyone. Reviewed on: 2nd June 2024

Really good, very flexible and easy monthly repayments

Really good, very flexible and easy monthly repayments Reviewed on: 2nd June 2024

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