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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174747 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174816)

Excellent

I have been using PayPal for over 15 years and always had a good customer services and easy money transfers and payments Reviewed on: 2nd June 2024

I kept being turned down for a payment to my credit...

I kept being turned down for a payment to my credit card and realised after talking to the agent that I was using the wrong email for booking.com I succeeded after this and I would like to say a big thank you to the agent. Reviewed on: 2nd June 2024

Easy to use.

Easy to use. A choice of options for spreading payments. Low interest rates Reviewed on: 2nd June 2024

Best service atleast we are safe in 80% times with o...

Best service atleast we are safe in 80% times with our purchases Reviewed on: 2nd June 2024

Really enjoy using PayPal for payments or transfers,...

Really enjoy using PayPal for payments or transfers, the credit also comes in handy, overall very good fintech Reviewed on: 2nd June 2024

All my experiences with pay pal has been amazing

All my experiences with pay pal has been amazing Reviewed on: 2nd June 2024

It’s quick and easy to use.

It’s quick and easy to use. I really love the fact that you can pay in instalments. Reviewed on: 2nd June 2024

Vickie Griffiths

Found PayPal very good and have had help with refunds quickley Reviewed on: 2nd June 2024

EXCELLENT Paypal

I love using PayPal, its quick, easy and I can send money anywhere in the world. Plus I have peace of mind, knowing that PayPal has me covered. I can also send money to friends and family. I highly reccomend PayPal. Reviewed on: 2nd June 2024

Ease of use always never been let down

Ease of use always never been let down Reviewed on: 2nd June 2024

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