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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174597 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174636)

Customer service is easy and always helped when need...

Customer service is easy and always helped when needed . PayPal credit is also great easy to use app also . Reviewed on: 2nd June 2024

Paypal has change the way I think about money

Paypal has change the way I think about money and it has helped me to smoothen the process when sending money to my family who are in different parts of the world Reviewed on: 2nd June 2024

Great overall, however disappointed that it shows a...

Great overall, however disappointed that it shows a missed payment on my credit score when I transferred the money in time? Reviewed on: 2nd June 2024

Web chat excellence

I have had problems with double payments in the past and it was sorted very easily through Web chat. Reviewed on: 2nd June 2024

0% finance is very useful!

0% finance is very useful . Paypal do a great job allowing you a variety of credit options but make sure you pay it off before the date. Reviewed on: 2nd June 2024

I have used PayPal credit for years and find it the...

I have used PayPal credit for years and find it the perfect way to shop online without hassle Reviewed on: 2nd June 2024

Lifeline

PayPal credit came to my rescue during a time when I found myself in a financial pinch with no money to spare, yet in dire need of certain essential items. Thanks to PayPals interest free financing option, I was able to afford the things I needed without having to worry about immediate payments. This lifeline provided with the time to pay back my purchase of a specific period without occurring any additional costs, making it a convenient and stress-free solution to my financial dilemma. PayPal credit not only help me bridge the gap between my limited funds and pressing needs but also give me peace of mind knowing I could manage my payments within my means. Reviewed on: 2nd June 2024

Very easy experience

Always been easy to use and navigate and the payments are processed really quickly Reviewed on: 2nd June 2024

Feel save using paypal, and it's so easy to use.

Feel save using paypal, and it's so easy to use. Reviewed on: 2nd June 2024

Easy to use and available on major platforms

Easy to use and available on major platforms Reviewed on: 2nd June 2024

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