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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176165)

Very convenient tool if you know how to use it.

5
Very convenient tool if you know how to use it. Reviewed on: 3rd June 2024

PayPal is super

5
PayPal is super easy to pay, and get 4 months interest free credit. Piece of mind while paying with PayPal, safe and protected. Reviewed on: 3rd June 2024

I feel safe

5
I was able to get my money back all the times I have put up a complain.I feel my money and details are safe with PayPal. Reviewed on: 3rd June 2024

Service and payment methods

5
Very convenient and easy to use the pay pal account. It helps to pay for shopping Reviewed on: 3rd June 2024

Excellent Service

5
Great overall experience with paypal credit, helps you out if you find yourself in a bind to pay for something you really need Reviewed on: 3rd June 2024

Convenient and safe payment and credit service.

5
Convenient and safe payment and credit service. I am really happy with the service. Would recommend it to anyone. Reviewed on: 3rd June 2024

Paypal has been a god send to me!

5
Paypal has been a god send to me! It has helped me be able to enjoy my life while studying nursing with giving me support in ways to function the cost of living. Without paypal i would struggle to afford things that bring me joy while trying to cope with univeristy pressures. Reviewed on: 3rd June 2024

Easy to use, accepted in most places online, clear i...

5
Easy to use, accepted in most places online, clear instructions Reviewed on: 3rd June 2024

Perfect for large purchases.

5
Perfect for large purchases. Protection with eBay Reviewed on: 3rd June 2024

Highly recommended paypal

5
I have always had o good experience when using PayPal think you get a extra bit of security, and easy to use Reviewed on: 3rd June 2024

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