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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174920 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174947)

Whenever I’ve had an issue PayPal have been amazing...

Whenever I’ve had an issue PayPal have been amazing at helping me sort it out. Reviewed on: 2nd June 2024

It is perfect.

It is perfect. Also, the app is completely secured and safe. I love it. Reviewed on: 2nd June 2024

PayPal is a safe and reliable way to transact business.

PayPal is a safe and reliable way to transact business. Reviewed on: 2nd June 2024

Excellent overall experience

I have been with PayPal for a number of years and have always received and excellent service from a trusted company Reviewed on: 2nd June 2024

I’ve been using PayPal for years and i use PayPal cr...

I’ve been using PayPal for years and i use PayPal credit quite often but i do worry about the interest that keeps going up but it is the same all over so there’s nothing you can do about it. Reviewed on: 2nd June 2024

Always really good service.

Always really good service. Never had any issues with it, easy to use, and easy to pay Reviewed on: 2nd June 2024

The availability and ease of having money when neede...

The availability and ease of having money when needed for purchasing is very useful and repayments are low which is a bonus at certain times of the month Reviewed on: 2nd June 2024

All I can say is it’s , To good ,...

All I can say is it’s , To good , to easy , Speechless Reviewed on: 2nd June 2024

I like using PayPal credit as it makes it easier for...

I like using PayPal credit as it makes it easier for me to afford essential things I need. Reviewed on: 2nd June 2024

Easy to use and understand

Paypal credit has always seemed good value and fair and have been very helpful to many people struggling through the cost of living, they have made clear they can work with people to help ease the pressure of payments when people are struggling rather than making it feel impossible to manage. Reviewed on: 2nd June 2024

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