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PayPal: PayPal Credit reviews

4.73
Based on 174,092 reviews, last reviewed 9th Jul 2026
1375% increase in 5 star reviews
in the past 90 days
1263% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026
Janusz D's avatar
Janusz D

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026
Mark P's avatar
Mark P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174217)

I would vote for PayPal credit as it has been very u...

4
I would vote for PayPal credit as it has been very useful not having been charged interest for the first few months. Reviewed on: 1st June 2024

Easy way to manage money and secure to use for the o...

5
Easy way to manage money and secure to use for the online transactions Reviewed on: 1st June 2024

Great service always never bad and always upfront

5
Great service always never bad and always upfront Reviewed on: 1st June 2024

I have found PayPal Credit to be a very valuable too...

5
I have found PayPal Credit to be a very valuable tool to use and very easy to use,there are things l have bought with PayPal Credit l would never been able to purchase without it Reviewed on: 1st June 2024

My favourite credit line!

5
PayPal credit is the only line of credit that allows me to pay in 4 installments. Reviewed on: 1st June 2024

It enabled me and gave me the freedom to be free!

5
It enabled me and gave me the freedom to be free! Reviewed on: 1st June 2024

PayPal credit I think is great, it has help me out l...

5
PayPal credit I think is great, it has help me out loads Reviewed on: 1st June 2024

Very good

5
Very good and cheap credit. I happy use PayPal alk the time for shopping Reviewed on: 1st June 2024

Excellent service

5
The service is excellent use it all the time for large purchases. Reviewed on: 1st June 2024

It very helpful in need - buy now and pay later or p...

4
It very helpful in need - buy now and pay later or pay by installments help me a lot Reviewed on: 1st June 2024

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