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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173549)

Great to spread payments

Great to spread payments for something you need immediately Reviewed on: 31st May 2024

Using PayPal is quick & easy.

Using PayPal is quick & easy. Information is always available when needed Reviewed on: 31st May 2024

Satisfied customer

Really happy with the PayPal Credit service. I have used it numerous times for larger purchases that I need a little more time to pay off, and it has saved me paying stacks of interest had I charged it to my credit card instead. I am usually good at tracking my own finances but I do appreciate the payment reminders from PayPal, just in case something else crops up and I forget to make a payment. I will continue to use this, thank you! Reviewed on: 31st May 2024

I have been a PayPal customer for two years now and...

I have been a PayPal customer for two years now and they are very proactive in their services to humanity Reviewed on: 31st May 2024

Pleased to use PayPal account

Whenever I have had a problem, customer service sorted out very quickly. Reviewed on: 31st May 2024

I use nothing else

Always easy to use PP it’s a secure platform and gives me peace of mind Reviewed on: 31st May 2024

Good stuff.

Good stuff. Reliable. Credible. Dependable Reviewed on: 31st May 2024

The way I PREFER to pay

I have had one dispute and it was dealt with efficiently and speedily Reviewed on: 31st May 2024

I use PayPal credit for many of my purchases and alt...

I use PayPal credit for many of my purchases and although I often clear my balance before it's due date, I find that in the event that I don't I have the peace of mind that I will not be landed with any nasty surprise costs. Reviewed on: 31st May 2024

I absolutely love using PayPal.

I absolutely love using PayPal. Would never stop so quick and efficient. Reviewed on: 31st May 2024

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