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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173410 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173432)

Very good

It’s Easy to use and it helps a lot Reviewed on: 31st May 2024

Love using PayPal

Love using PayPal, it’s always my payment of choice with a variety of methods to pay offering great value and flexibility. Reviewed on: 31st May 2024

Great service especially when there is a problem it...

Great service especially when there is a problem it is sorted out straight away by your excellent customer service team. Reviewed on: 31st May 2024

PayPal so easy to use

PayPal is so quick and easy,when it comes to refund it's always quick. Reviewed on: 31st May 2024

No fuss and clear app, easy to track

No fuss and clear app, easy to track Reviewed on: 31st May 2024

very happy , 5 stats , number one in Uk

very happy , 5 stats , number one in Uk Reviewed on: 31st May 2024

Hassle free service, no issues, brilliant

Hassle free service, no issues, brilliant Reviewed on: 31st May 2024

The app is very slow and many times it does not work...

The app is very slow and many times it does not work and freezes Reviewed on: 31st May 2024

Great app

Its so easy and quick to use, it makes paying so much easier as you can spread the cost over a long period... also you can buy stuff and pay slowly where as without credit you would not be able buy quicker Reviewed on: 31st May 2024

Nobody else offers 4 months interest free options

Nobody else offers 4 months interest free options on every purchase. There are lots of options that can split in 3, but PayPal is pretty much the only one that gives one extra month compared to the competition. It’s easy to schedule a direct debit that automatically takes the amount you indicate each month (you have to manually divide by 4 though, it’s not provided automatically by them). If you don’t forget to schedule payments and are okay with a little bit of manual work for repayments, it’s a really great tool. Reviewed on: 31st May 2024

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