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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173268 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173306)

Great way to buy now and pay later

Great way to buy now and pay later Reviewed on: 30th May 2024

I mainly use PayPal for pubs and e bay.

I mainly use PayPal for pubs and e bay. Reviewed on: 30th May 2024

Happy to use

Easy to use, hardly to be able to pay back at your own convenience, interest rate not high, happy with the service that PayPal credit, however at times PayPal credit come up as first payment option and have selected PayPal credit by accidents. Overall happy with PayPal credit Reviewed on: 30th May 2024

Paypal is just excellent

Paypal has been very good for me because you are an excellent source of Financial support. It honestly could not be better imo Reviewed on: 30th May 2024

Good service, payments are prompt, PayPal credit is...

Good service, payments are prompt, PayPal credit is very helpful. Reviewed on: 30th May 2024

paypal is the most flexible way to spend, send and r...

paypal is the most flexible way to spend, send and receive money. There are a variety of different ways in which this can be done. More specifically one feature in switch is certainly credible towards paypal and the services they offer is paypal credit, in which is a virtual credit card that allows the spreading of payments over a 3 month interest-free period. Reviewed on: 30th May 2024

PayPal credit is so easy to use, with its additional...

PayPal credit is so easy to use, with its additional 0% on the first four months it makes it the go to for big purchases. Reviewed on: 30th May 2024

Paypal is great, if you have not got the cash straig...

Paypal is great, if you have not got the cash straight away, you can use PayPal credit, which is very handy, to buy goods or pay bills. Reviewed on: 30th May 2024

flexible and widely used by merchants.

flexible and widely used by merchants. It makes spreading the cost so easy. Reviewed on: 30th May 2024

A reliable and efficient way to budget and plan, esp...

A reliable and efficient way to budget and plan, esp the pay in three option. Reviewed on: 30th May 2024

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