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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174991 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174992)

Low limit and only once or twice a year offers the 1...

Low limit and only once or twice a year offers the 12 month deferred payments Reviewed on: 1st June 2024

Good Company very Professional coming up with new id...

Good Company very Professional coming up with new ideas to help everyone out Reviewed on: 1st June 2024

Great thanks always helps and secure

Great thanks always helps and secure Reviewed on: 1st June 2024

Nothing to add

Nothing to add to this subject , hhhhhh hhhhhhhhh Reviewed on: 1st June 2024

Trusted & easy

PayPal like for many is my main source of banking, I find the 0% interest offers amazing. I've not had any major issues, any issues I had were solved easily through customer service. Reviewed on: 1st June 2024

Very good for budgeting easy to use

Very good for budgeting easy to use Reviewed on: 1st June 2024

Really great service and good terms

Really great service and good terms Reviewed on: 1st June 2024

PayPal excellent customer service

Staff are always kind and helpful. If any issues always resolved in a professional way. Excellent customer service Reviewed on: 1st June 2024

Its helped me pay for things when I budget was short

Its helped me pay for things when I needed to spilt the payments. Such as a new laptop needed for work but not having the right amount at that time. Reviewed on: 1st June 2024

Fully secured and reassured.

I know exactly how secure all my transactions are and I always know with full security that PayPal has my back. Reviewed on: 1st June 2024

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