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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175114 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175128)

PayPal Credit, why not?

I prefer PayPal Credit as I am given a clear understanding of how much to pay and when to pay it. It helps to be able to spread the financial burden Reviewed on: 1st June 2024

Great app

Great app easy to use easy to access helps spreds the cost Reviewed on: 1st June 2024

Always had good experience, never had issues

Always had good experience, never had issues Reviewed on: 1st June 2024

peaceful to use PayPal Credit.

I am really happy and peaceful to use PayPal Credit..thanks PayPal Credit you make my days . Reviewed on: 1st June 2024

Never had any issues whatsoever

Never had any issues whatsoever, easy to use and flexible Reviewed on: 1st June 2024

PayPal is a secure gateway for payments.

PayPal is a secure gateway for payments. PayPal also provides credit which is extremely helpful for online purchases. Most of retailers are using PayPal and very quick and safe. Customers don't have to worry about their bank details getting disclosed. Reviewed on: 1st June 2024

Very helpful customer support assistant

I got a bit confused with 2 of my payment plans and spoke to an extremely helpful assistant on live chat called Mai. She explained in full detail and gave me lots of information that was easy to read through and understand. Reviewed on: 1st June 2024

Could do with a better (lower) interest rate

Could do with a better (lower) interest rate Reviewed on: 1st June 2024

PayPal has been wonderful

PayPal has been my introduction into credit, and credit cards with the new curve feature. Very easy to navigate and stay on top of finances, and has helped to build myself a good credit score. Reviewed on: 1st June 2024

Overall very good

Never had any issues, very good customer service and very easy to use Reviewed on: 1st June 2024

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