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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175223 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175262)

Thanks PayPal Credit!

I have had a great experience with PayPal credit, it has allowed me to purchase my dream gaming laptop and spread the cost with no interest over 48 months. Without it I would have still been stuck with my old dinasour and not able to play any modern games! For sure saved me during the covid times! Reviewed on: 1st June 2024

PayPal credit, it's all you need!

PayPal credit is always my preferred way to pay for anything I buy online, never had a single problem when using it. Now you can connect to curve and get a card that links to your PayPal credit account so you take PayPal out and about with you for your day to day purchases, it really is the complete package which I find very useful. Reviewed on: 1st June 2024

Worth it

Easy money handling ,straight forward and simple Reviewed on: 1st June 2024

Easy to use app, is accepted at most retailers I use...

Easy to use app, is accepted at most retailers I use, pay in 4 is excellent as most providers such as Klarna are pay in 3. Reviewed on: 1st June 2024

Customer service

Paypal noticed immediately when my account was hacked provided me with excellent customer service Reviewed on: 1st June 2024

Always easy to use and makes it easy with their 0% i...

Always easy to use and makes it easy with their 0% interest payments Reviewed on: 1st June 2024

PayPal Credit is great!

I found PayPal credit very user friendly & I was able to sign up to it very easily Reviewed on: 1st June 2024

Great serviceThis is one the best service from paypal.

This is one the best service from paypal. Reviewed on: 1st June 2024

Helpful and I enjoy it

I am finding useful and helpful to be able to use paypal credit and sometimes not even to pay interest for 4 months, that is great. Thank you Reviewed on: 1st June 2024

Great customer service

Easy to use, great app and services. Helpful customer service. Reviewed on: 1st June 2024

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