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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175366 reviews)

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4.73

Based on 174,829 reviews, last reviewed 10th Jul 2026

1347% increase in 5 star reviews

in the past 90 days

1212% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175372)

Gave me credit and time to pay when I really needed...

Gave me credit and time to pay when I really needed it , had no problems at all with them Reviewed on: 1st June 2024

Used PayPal for few years

Been with PayPal a few years. Helped me with birthday’s and Christmas’s Reviewed on: 1st June 2024

PayPal credit is an easy way to shop and spread the...

PayPal credit is an easy way to shop and spread the costs. It’s really useful seeing your account information set up with your limit and spendings clear to see and when payments are due to be made. Reviewed on: 1st June 2024

The best site

Every time was fantastic to deal with PayPal Reviewed on: 1st June 2024

Excellent Customer Service

Had issues with refunds as vendor failed to deliver items. PayPal helped to resolve everything positively. All good Reviewed on: 1st June 2024

Makes it easier to spread the cost!

Makes it easier to spread the cost and a lot of items you get no interest on if you spend a certain amount, never had a issue with PayPal compared to other companies. Reviewed on: 1st June 2024

Paypal Credit

PayPal credit is great it’s easy to purchase items on a lot of platforms not just E-Bay pay in 3 is handy if it’s a smaller amount I definitely would recommend PayPal credit but you need to make sure you keep up with your payments. Or you will have a lot of interest on the top of your payments. Reviewed on: 1st June 2024

Amazing experience using PayPal finance!

Amazing experience using PayPal finance! Reviewed on: 1st June 2024

I had quite a bad credit score and PayPal credit has...

I had quite a bad credit score and PayPal credit has allowed me to work on building it back up and getting back into a positive score. Greatly appreciate the, apr % is fair and would absolutely recommend it to people who can use it. Reviewed on: 1st June 2024

Easy to use and very handy and good.

Easy to use and very handy and good. Reviewed on: 1st June 2024

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