Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175474)

Really easy to use

4
Really easy to use and great for them last minute things Reviewed on: 1st June 2024

Amazing experience.

5
Amazing experience. Can’t fault anything. Superb treatment and excellent response timing and comprehension. I was brought to resolution and given compensation very promptly and generously. Thank you PayPal! Reviewed on: 1st June 2024

PayPal credit is an easy and convenient way to use a...

5
PayPal credit is an easy and convenient way to use and pay later, as you go... Reviewed on: 1st June 2024

Easy and good value for money.

5
Easy and good value for money. Four months interest free makes a big difference. Reviewed on: 1st June 2024

I regularly use PayPal to checkout when available as...

4
I regularly use PayPal to checkout when available as an option as its much easier. Reviewed on: 1st June 2024

PayPal Credit Great Product

5
PayPal Credit provide a great service, will be even better when a physical card linked to account. Reviewed on: 1st June 2024

Overall it's great but the only thing that's missing...

4
Overall it's great but the only thing that's missing is Balance Transfer Reviewed on: 1st June 2024

Brilliant and easy to use, would highly recommend to...

5
Brilliant and easy to use, would highly recommend to anyone on a budget and dealing with everyday life and spending Reviewed on: 1st June 2024

Alway found PayPal good, never had an issue

5
Alway found PayPal good, never had an issue Reviewed on: 1st June 2024

The standard of PayPal service is inimitable

5
The standard of PayPal service is inimitable. Where PayPal goes, no other has the speed to follow. It’s pure excellence. I’m thanking you PayPal Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97272 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3845 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products