Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 177,088 reviews, last reviewed 11th Jul 2026
1233% increase in 5 star reviews
in the past 90 days
1072% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026
Christianne P's avatar
Christianne P

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026
lee b's avatar
lee b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (177208)

Vey easy to set up no issues at all

5
Vey easy to set up no issues at all Reviewed on: 3rd June 2024

Very good service.

5
Very good service that gives me relief when I know I have back up payment options Reviewed on: 3rd June 2024

Paypal Credit is good and useful, with lots of inter...

4
Paypal Credit is good and useful, with lots of interest free crdit available. My only complaint, is what I am experiencing right now: payments in can take forever to alter your balance and available credit. Reviewed on: 3rd June 2024

The standard for a reason

5
Easy to use the system. The credit and pay-in-instalments are accessible and reasonable to the average user. Reviewed on: 3rd June 2024

Very easy to use and they are also giving intrest fr...

5
Very easy to use and they are also giving intrest free credit for some of their partner businesses. Reviewed on: 3rd June 2024

It's easy to use, it's really help us out to sort ou...

5
It's easy to use, it's really help us out to sort our money to spend in flexible way and this is one of the best thing I like about this great features PayPal... Reviewed on: 3rd June 2024

Make life easier

5
Easy to use and never have any problem Reviewed on: 3rd June 2024

Very quick and friendly also good to see what you ha...

5
Very quick and friendly also good to see what you have spent it on Reviewed on: 3rd June 2024

PayPal credit is my favourite way to pay for straigh...

5
PayPal credit is my favourite way to pay for straightforward, ease of purchase. The process is quick and easy and the app has all the necessary information shown to you, I would recommend using PayPal credit to anyone. Reviewed on: 3rd June 2024

Secure paymant.

5
Secure paymant. So helpful on paymat plan! Reviewed on: 3rd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 98482 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products