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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (165565 reviews)

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4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (165779)

Really great customer service.

Really great customer service. Agile, easy to use. No complaints Reviewed on: 13th May 2024

Life saver

It’s good to have PayPal doing your purchase safely and the PayPal credit is amazing when you want to buy something but can not afford it right now so PayPal credit is there to help Reviewed on: 13th May 2024

PayPal is very great and attractive

It has been very great since I started using PayPal until now and I will always recommend to everyone. Reviewed on: 13th May 2024

Happiness

PayPal makes life simpler. I could buy items that I could never afford without the easy pay. Reviewed on: 13th May 2024

Very simple

Excellent anywhere everywhere feel more secured do deal with Reviewed on: 13th May 2024

Very convenient and useful when no money available o...

Very convenient and useful when no money available on hand Reviewed on: 13th May 2024

Great 0% interest option

Their 0% interest if paid within 4 months is a great offer, although it could be clearer how to pay off these individual amounts within the website/app as well as any interest incurred. Reviewed on: 13th May 2024

Convenient and flexible

All my experiences with PayPal are excellent and it's the same when it comes to PayPal Credit. It's convenient to have it as additional funding source in your account and is very useful if you want to pay later or spread the cost and pay it off flexible. Reviewed on: 13th May 2024

Learned to manage good credit and spending habits!

PayPal credit has helped me develop good money spending habits, learning how to manage credit and easy to make extra payments to enable more purchases without building debts! Brilliant! Reviewed on: 13th May 2024

A veritable lifesaver.

PayPal has been a lifesaver when needing to rapidly send money to family from offshore. The ease of use and security in transactions has also provided some terrific reassurance with purchases I have made. Reviewed on: 13th May 2024

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