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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167784 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (167827)

Easy cost-effective way of making large purchases

I've used PayPal Credit for a few years now and have found it's a really easy, practical and cost-effective way to manage larger purchases. The range of businesses and services that integrate with PayPal is also really helpful, and it does often factor into my decision on where to purchase things. Reviewed on: 17th May 2024

Excellent service very easy to use

Excellent service very easy to use Reviewed on: 17th May 2024

been with paypal for years, used the excellent payme...

been with paypal for years, used the excellent payment terms a lot top work, easy to navigate the web and have recommended to famliy and friends Reviewed on: 17th May 2024

Support is non-existent but I usually don't need ass...

Support is non-existent but I usually don't need assistance. Reviewed on: 17th May 2024

Great customer service

Have a problem on my PayPal account and was delt with very fast Reviewed on: 17th May 2024

Safe and secure and a helping hand

I have decided to use Paypal in majority of my transactions. It’s safe and secure. Service is excellent. I have recommended to my friends and family who in turn have found it a “helping hand”. Reviewed on: 17th May 2024

Better than a credit card

I’ve used PayPal credit for a few years now, it’s certainly the best way to use credit when there is no interest on payments over £99. Never had a problem with them, always very helpful Reviewed on: 17th May 2024

PayPal credit has helped me immensely!

PayPal credit has helped me immensely! It allows me to pay for things when I don’t have the funds to hand and therefore I don’t miss out on special offers. Reviewed on: 17th May 2024

Very efficient staff and call centre

Very efficient staff and call centre Reviewed on: 17th May 2024

Best service for payment slowly.

Best service for payment slowly. Gives you breathing space Reviewed on: 17th May 2024

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