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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (167973 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168010)

Reliable ,trustworthy and exceptionally recommended.

I am 76, and on a state pension only. Thanks to Paypal, I can buy items for my 28 year old motorhome, and pay in 3, with no interest, I fully trust Paypal, and have used them for years, they can also get refunds, when the seller is not playing fair.Without Paypals help, I would not be using my motorhome this year. Reviewed on: 17th May 2024

Very helpful customer service staff - pay in 3 or4...

Very helpful customer service staff - pay in 3 or4 is a very helpful way to spread the. cost of something. Reviewed on: 17th May 2024

Always had a great experience with PayPal other than...

Always had a great experience with PayPal other than the one time I got charged a late fee even though the direct debit had gone out. Reviewed on: 17th May 2024

Great service!

Great service!! The customer service is very helpful and paypal help alot financially. Amazing Reviewed on: 17th May 2024

Great, no issues.

Great, no issues. I don’t use it for selling, just payments between friends and family and buying from retailers. Reviewed on: 17th May 2024

Budget better.

PayPal help me budget better and it is easy way to pay. Reviewed on: 17th May 2024

Very handy and easy to use, hassle free

Very handy and easy to use, hassle free Reviewed on: 17th May 2024

East to use platform and convenient method of payment.

East to use platform and convenient method of payment. Reviewed on: 17th May 2024

For Managing life with ease

I have been with PayPal for over thirty years and I’ve never had any issues they are always there for financial help Reviewed on: 17th May 2024

I just love PayPal , I have been using it for a long...

I just love PayPal , I have been using it for a long time Reviewed on: 17th May 2024

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