Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168112)

Easy to use,

Easy to use, pay in 3 . Credit are very helpful Reviewed on: 17th May 2024

Seemles smooth without hickups.

Seemles smooth without hickups. I was hesitant first but once I understood I ever stopped using it. Very glad I have it Reviewed on: 17th May 2024

Accident customer service and efficient.

Accident customer service and efficient.happy Reviewed on: 17th May 2024

Great service.

Great service.and always keeps you updated about offers and you're money Reviewed on: 17th May 2024

PayPal is a safe way to purchase items.

PayPal is a safe way to purchase items and there credit facility is very useful as I can make any payments each month as long as they are above the minimum requirement. Reviewed on: 17th May 2024

I' ve used PayPal for a few years.

I' ve used PayPal for a few years. Convenient and easy to use service. I love being able to pay in 4 Reviewed on: 17th May 2024

I have got my things with paypals credit which I cou...

I have got my things with paypals credit which I could not have got without them I am disabled with multiple Schlerosis so it is very hard to cope. Reviewed on: 17th May 2024

Paypal credit is so useful,

Paypal credit is so useful, you don't have to pay for goods till arrive , plus for bigger items you can budget over the 3 months to pay Reviewed on: 17th May 2024

great products, easy to use.

great products, easy to use. I am using it all the time Reviewed on: 17th May 2024

It’s just perfection with Paypal

It’s just perfection with Paypal Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3809 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87145 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub