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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

Easy to use.

Easy to use. Makes shopping stress free. Always able to shop whenever I want and pay it up. Which is a great help if I don’t have money. Returns are great PayPal takes care of everything. Customer service is hassle free. So all round. PayPal is a winner Reviewed on: 17th May 2024

I absolutely love using PayPal credit

I absolutely love using PayPal credit because I know if anything I ever buy with PayPal isn’t exactly how it’s described or faulty I can guarantee a refund or a replacement with PayPal I also find it very useful that any orders over £99 are interest free for 4 months opposed to other companies which only other 3 months interest free Reviewed on: 17th May 2024

Very helpful credit .

Very helpful credit . I would recommend to everyone Reviewed on: 17th May 2024

PAY PAL ARE BRILL

Easy to use and navigate. They can easily resolve any issues with vendors Reviewed on: 17th May 2024

easy and convenient

PayPal credit is so easy to use and the 0% interest over a set time is perfect when wanting to spread a cost over time, without paying any excess. Reviewed on: 17th May 2024

nothing easier

easy to setup and use and who can turn down 0% interest Reviewed on: 17th May 2024

PayPal credit is vey helpful...

PayPal credit is vey helpful when needing to make purchases and not having the relevant funds to hand. Reviewed on: 17th May 2024

I have recommended PayPal credit to several friends...

I have recommended PayPal credit to several friends and family members , I was able to make big purchases such as a new washing machine 0% Apr and have no worries , I have been offered 0% Apr for a few of my big purchases , very straightforward service , customer service are always available and helpful through the app. Reviewed on: 17th May 2024

Good experience,I can buy now and pay later.

Good experience,I can buy now and pay later. Perfect! Reviewed on: 17th May 2024

I love Paypal Credit

I love Paypal Credit, It makes things much more easily affordable for me when I'm on a tight budget and no interest to pay over four months is super convenient Reviewed on: 17th May 2024

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