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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168194)

I have been using PayPal for years in paying my bill...

I have been using PayPal for years in paying my bills and being able to spread payments is really good as that will give me time to plan. Also my PayPal credit was recently increased. Thanks ❤️ Reviewed on: 17th May 2024

Easy to organise, easy to manage

Easy to organise, easy to manage Reviewed on: 17th May 2024

Never had a problem.

Never had a problem. Would recommend to anyone Reviewed on: 17th May 2024

Always feel safe using PayPal, especially when it co...

Always feel safe using PayPal, especially when it comes to big purchases, won’t ever change. Reviewed on: 17th May 2024

PayPal Credit is the Best

PayPal Credit is an excellent way to purchase an item over £100 as you have 4 months to pay it back with no interest. If you see something that is on sale but don't have the funds, this is a great way to finance it. I use it all the time for making purchases over £100 as it gives you that breathing room to pay it back, unlike a traditional credit card. Reviewed on: 17th May 2024

Very easy to use and clear.

Very easy to use and clear. It’s useful with websites using PayPal as a payment method everything becomes a smooth process Reviewed on: 17th May 2024

Brilliant method of making payments

Brilliant of both purchasing and spreading costs over short periods, would recommend as the best method for making any purchase giving both surety and protection Reviewed on: 17th May 2024

my friendly pal

I have been with PayPal for more than 15 years. PayPal customer service is excellent whether the end result is negative towards me they still provide me with all information necessary when fighting a dispute. I also find brilliant the fact that I have four months in which to pay my credit debt but even if not paying it in full their APR is lower than most banks offer. I also find I do not have to worry about when to pay because PayPal sends reminders well in advance and sometimes near the time so that I never fail to have money in my bank account to pay PayPal for my credit. I also find they increase my credit limit in a fair way after noticing how I manage my account. Do my credit limit is a limit I can handle without getting into debt. if I have a problem accessing help via a telephone is very easy, you always get a person after passing security questions. I always feel well looked after by PayPal as a long time customer. Thank you. Reviewed on: 17th May 2024

Good experience

All expenses have been good, never had a problem Reviewed on: 17th May 2024

I have very good experience with using the pay PayPal.

I have very good experience with using the pay PayPal.Recommend!!! Reviewed on: 17th May 2024

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