Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168287)

One of the best customer service and the best way I...

One of the best customer service and the best way I can use Reviewed on: 17th May 2024

Quick checkout safe and reliable great offers all th...

Quick checkout safe and reliable great offers all the time Reviewed on: 17th May 2024

Easy to use on plenty of websites

Easy to use on plenty of websites Reviewed on: 17th May 2024

Works great and 0% offers work well for me!

Works great and 0% offers work well for me! Reviewed on: 17th May 2024

PayPal is great for both buyer and seller

I have used PayPal as a buyer and seller; appreciate its speed and protection it hives Reviewed on: 17th May 2024

Great customer experience and journey highly

Great customer experience and journey highly Reviewed on: 17th May 2024

Easy payment for the goods.

Easy payment for the goods. But through by paypal app canceling subscrition is to difficult navigate. Reviewed on: 17th May 2024

Very easy and dependable financial service 24hrs , 7...

Very easy and dependable financial service 24hrs , 7 days ,365 days a year. The best in todays world . Reviewed on: 17th May 2024

There is only one pluse to go, Paypal.

Paypal is so easy to use and I find it invaluable if there is a problem with a purchase. Reviewed on: 17th May 2024

Best Custimercare ever

Purchased a Apple Watch and cheated by seller and customer care returned my money. Reviewed on: 17th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87818 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub