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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

Never had any issues with PayPal credit so far.

Never had any issues with PayPal credit so far. Reviewed on: 17th May 2024

Paypal credit really organisedand good value

Paypal credit really organisedand good value Reviewed on: 17th May 2024

Quick and easy

Practical, very easy and straightforward to sign up and use for everyday spending and larger purchases Reviewed on: 17th May 2024

Great! Always a good experience using paypal

Always a good experience using paypal Reviewed on: 17th May 2024

Easy payment plans spread over 3 months via direct d...

Easy payment plans spread over 3 months via direct debit. Excellent Reviewed on: 17th May 2024

You can only pay off by bank account, not credit card

4 months free credit is good, but you have to settle the bill by bank account and cannot pay by credit card so I can get credit card bonuses. I would of continued to use if I could of paid the bill by credit card. Reviewed on: 17th May 2024

Great way to spend money.

Great way to spend money. Expecially the Paypal credit Reviewed on: 17th May 2024

Payment heaven

Excellent customer service and easy to use Reviewed on: 17th May 2024

I use PayPal for 18 years and its a great service !

I use PayPal probably for 18 years and its become more and more better service. I use it mainly to purchase on eBay or other websites like booking.com or to buy airplane tickets. The ability to pay later or split payment for 3 payments is great ! Reviewed on: 17th May 2024

Have been happy with support in general and the serv...

Have been happy with support in general and the service. Reviewed on: 17th May 2024

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