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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Simple to use easy to understand.

I use this to help cash flow home renovations. Reviewed on: 18th May 2024

Very easy and fast to use credit

Very easy and fast to use credit Reviewed on: 18th May 2024

Satisfied

Excellent, I’m happy to have Paypal Credit Reviewed on: 18th May 2024

Thank you PayPal

Everytime I have to speak to PayPal, which I dont have to very often, the person at their end is always very helpful it is a massive help especially when money is concerned. I have never had a problem that they haven't sorted thank you PayPal Reviewed on: 18th May 2024

Great help

I have needed something quickly but my wages were a little way off until the end of the month. So Pay Pal stepped up and helped out. Reviewed on: 18th May 2024

Many years good experience and no one problem, this...

Many years good experience and no one problem, this is mean something !!!!! Reviewed on: 18th May 2024

PayPal credit benefits

Love being able to spread payments makes purchases alot more affordable. Easy to use and with most retailers having PayPal as an option it makes birthdays and Christmas a lot more affordable. Being able to use PayPal credit has made the more expensive purchases that I wouldn’t usually be able to afford in one go a reality. Reviewed on: 18th May 2024

Easy to set up and great aid for budgeting money

Easy to set up and great aid for budgeting money Reviewed on: 18th May 2024

Very Easy a to deal with

Easy and brilliant very efficient way of working Reviewed on: 18th May 2024

It's wery good and helpful.

It's wery good and helpful. safe and square. Reviewed on: 18th May 2024

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