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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (168869)

Great offers

5
Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

5
Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

5
PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

5
PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

Immaculate & amazing service

5
Have used PayPal service can’t even count on finger tips several times & PayPal had never let me down. I as a customer can always rely on PayPal for future borrowings Reviewed on: 13th June 2022

Amazing Credit Provider

5
PayPal credit is good. It helps to fulfil one’s ambition in life. Great Service and put joy in one’s heart. Reviewed on: 13th June 2022

A great Partner

5
If you wanna buy something use PayPal without any hassles you get the best offers and service, any issues they solve it quick. Reviewed on: 13th June 2022

Paypal is awesome

5
Paypal credit and pay in 3 is amazing. PayPal is highly recommended Reviewed on: 13th June 2022

Excelente services and extremely secure and easy to use

5
I used the PayPal credit and I loved when I get the remainders from PayPal about the deadline to pay and the minimum amount I can pay. Reviewed on: 13th June 2022

NO PRESSURE COMPANY

5
I love paypal for my credit purchases. They are honest and don't hassle you like so many others do. They have my vote!! Reviewed on: 13th June 2022

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