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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (170416 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (170472)

Paypal is helpful

I have been wwith Paypal for a long time and it is useful when shopping online, having all my details saved makes for a quick and easy process at check out. As well as having multiple options to pay, is helpful when i dont want to make a big purchase all in one go. Reviewed on: 21st May 2024

PayPal helps people

PayPal credit has helped me buy alot of things I would not of afforded the interest is not alot either Thanks PayPal Reviewed on: 21st May 2024

PayPal has really helped me get the things I needed...

PayPal has really helped me get the things I needed and can pay it up with low interest Reviewed on: 21st May 2024

I have always used PayPal credit for many things it'...

I have always used PayPal credit for many things it's easy and secure and helps me keep track of my spending Reviewed on: 21st May 2024

It's been by far the best credit source I've had, wi...

It's been by far the best credit source I've had, with zero percent avaliable for multiple purchases Reviewed on: 21st May 2024

A great pillar of support

They recognised that I was a loyal user and offered me the credit option. After several years of utilising a low amount, they offered me a higher limit. It has been great for giving me flexibility, especially when they do offers of no interest for a certain period of time. It has supported me to improve my credit rating, which I believe has recently helped me to secure a mortgage! So thanks PayPal. Reviewed on: 21st May 2024

Paypal are the 5th emergency service

Paypal are prompt and efficient when ever I had an issue. Customer service was polite and patient with me. ❤️❤️❤️ Reviewed on: 21st May 2024

Always there to help me and get me and my family out...

Always there to help me and get me and my family out of sticky situations Reviewed on: 21st May 2024

Clear information

Everytime I've used PayPal credit, everything has been made very clear to me, how much I need to pay, when my promotional offer finish, makes it easy to organise my credit. Reviewed on: 21st May 2024

Great service and ideal way to stagger payments

Great service and ideal way to stagger payments Reviewed on: 21st May 2024

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