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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171249)

Excellent customer service and friendly communication

5
Excellent customer service and friendly communication Reviewed on: 23rd May 2024

Happy and satisfied

4
Excellent service I am very sarisfied with my experience Reviewed on: 23rd May 2024

I feel safe and protected with PayPal.. .

5
I feel safe and protected with PayPal.. PayPal is always there when you have a problem and helps to resolve issues.. Reviewed on: 23rd May 2024

Stress free payment to companies even I don't know.

5
Stress free payment to companies even I don't know about. Reviewed on: 23rd May 2024

Reassurance

5
Efficient and straightforward and trustworthy Reviewed on: 23rd May 2024

Easy and convenient

5
Never had an issue. Easy and convenient to use. Reviewed on: 23rd May 2024

Over all it has been amazing as they were the only p...

5
Over all it has been amazing as they were the only place that would let me take out a credit card. Reviewed on: 23rd May 2024

It gives peace of mind to know I habe PayPall credit.

5
It gives peace of mind to know I habe PayPall credit. Reviewed on: 23rd May 2024

My PayPal experience

5
They were the first provider to offer me credit, ever since then not only has it been amazing to use, most retailers accept. But they are very informative so you always know what is happening with the account and all the information to go with it. Brilliant service to use. Reviewed on: 23rd May 2024

Good but fees could be better.

5
Good but fees could be better. I have nothing else to say Reviewed on: 23rd May 2024

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