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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171063)

Simple and easy

4
Simple and easy, it is a great experience Reviewed on: 22nd May 2024

Fabulous Service

4
Bought many technology stuff using paypal credit and never had any issue. Reviewed on: 22nd May 2024

Always happy to help and excellent customer service

5
Always happy to help and excellent customer service Reviewed on: 22nd May 2024

Amazing most secure place to pay securly

5
Amazing most secure place to pay securly Reviewed on: 22nd May 2024

Positive experience throughout.

5
Positive experience throughout. Excellent credit service especially buy now pay by installments and also the 4-6 months no interest repayment option. Very helpful in these difficult times Reviewed on: 22nd May 2024

Brilliant!

5
Brilliant! The service is so easy and customer service is good Reviewed on: 22nd May 2024

PayPal helped when my bank refused a loan

5
PayPal helped me when my two banks wouldn’t help me secure a loan for a pc for my work thanks PayPal you are the best ! Reviewed on: 22nd May 2024

Pal pal is secure and safe when using online sellers

5
Pal pal is secure and safe when using online sellers Reviewed on: 22nd May 2024

Great service

5
Never had a problem with pay pal easy to use and a stress free way of paying for items you can’t afford all at once. Reviewed on: 22nd May 2024

Never had a problem with PayPal

5
Never had a problem with PayPal and when I needed them to obtain a refund, it was resolved within a couple of days. Spot on! Reviewed on: 22nd May 2024

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